Protect Your Trip with Cover-More Travel Insurance
When it comes to protecting your trip, travel insurance needs to cover you in more ways than one. Our Cover-More travel insurance plans are packed with useful benefits that may help support you when the unexpected occurs.
From cover for unforeseen overseas medical emergencies and repatriation costs to certain COVID-19 scenarios and lost luggage, our plans can protect you from a variety of out-of-pocket expenses.
What is travel insurance?
Travel insurance is a specific type of insurance that helps cover several costs and disruptions when travelling both domestically and overseas. Levels of cover differ per plan; however, travel insurance typically protects against trip cancellation, delays, lost luggage and personal belongings, overseas medical expenses and repatriation, and personal liability.
How much does travel insurance cost?
The cost of a travel insurance policy varies from traveller to traveller because various factors affect the amount payable. At Cover-More, we consider a number of factors when calculating the total such as destination, length of trip, optional additional cover for specific activities and pre-existing medical conditions. While a cheaper policy cost upfront may seem appealing, always read the Product Disclosure Statement (PDS) to ensure your needs are adequately covered should an incident occur.
How does travel insurance work?
Travel insurance protects you when travelling domestically or internationally by providing coverage against unforeseen circumstances that may impact your travel plans. By purchasing travel insurance with cancellation cover prior to departure, your policy can help by providing cover for the costs of trip cancellations should you no longer be able to travel, as well as the costs of overseas medical treatment, lost passports, and personal items while you’re travelling. At Cover-More, if our customer becomes ill overseas, they can also contact our 24-hour emergency assistance team for support and to seek approval for expensive medical bills to be paid directly by us to the medical care provider/s instead.
What does travel insurance cover?
Travel insurance typically protects against trip cancellation, delays, lost luggage and personal belongings, overseas medical expenses and repatriation, and personal liability. Unfortunately, travel insurance can’t cover absolutely everything. This highlights the importance for travellers to read the Product Disclosure Statement before purchasing to ensure they understand their coverage. It will contain details on the situations you likely won’t be covered in, including cancellation, pre-existing medical conditions, theft or loss of belongings, adventure sports, COVID-19 scenarios and more. For full details of the exclusions within our Cover-More travel insurance plans, consult the PDS .
When should I purchase travel insurance?
The best time to purchase travel insurance is as soon as a trip is booked, as this can increase protection. When purchased ahead of time, a Cover-More customer can cancel their travel insurance policy for a full refund within the 21-day cooling-off period. If the policy is purchased before departing on the trip, claims for rearrangements and cancellations caused by unforeseen circumstances can also be made where cancellation cover is added to the policy.
Why Cover-More?
Cover-More is a world-leading insurance & assistance provider. Their travel insurance plans are packed with useful benefits that may help support you when the unexpected occurs, from emergency medical cover to 24/7 access to assistance.